Save for a Goal
Whether it’s a wedding, a car, a house deposit, or your dream trip to Bali — your goals deserve a plan.
NEED TO KNOW
What is goal-based saving?
It’s the opposite of “save what’s left.” Goal-based saving means you set a target, define a deadline, and automate your way there.
Why it matters
Saving without direction often leads nowhere. Saving with a goal in mind turns money into momentum.
It gives you:
A realistic plan to follow
A reason to stay consistent
A dopamine hit when you hit your target
Automate it
Set up a monthly debit order to a separate goal-based investment account — and forget about it.
You’ll be surprised how quickly small, consistent actions stack up.
NEED TO KNOW
How to get started
Define your goal
Be specific: “R40,000 for a trip in 18 months”
Add meaning: Know your why
Break it down
R40,000 ÷ 18 months = ~R2,222/month
Can you commit that monthly? If not, extend the timeline or adjust the amount.
Pick the right investment vehicle
Short-term (under 3 years): Use a low-risk fund to protect your capital
Mid-term (3–5 years): Consider moderate risk for some growth
Longer-term (5+ years): You can introduce more growth assets
Want help choosing the right fund?
We can help you match your goal timeline with the right investment strategy, stay on track with simple reviews, avoid pitfalls like early withdrawals or excess risk.
Contact Us
Speak to a wealth manager today
Speak to a wealth manager to discuss your retirement goals.
- 011 591 0677
- invest@anchorcapital.co.za
