Start Planning for Retirement
A Retirement Annuity (RA) helps you build long-term wealth while life happens. The earlier you start, the easier it becomes.
Your Future Self Will Thank You
Why Start an RA Early?
Retirement might feel like a lifetime away — and that’s exactly why you should start now.
With decades ahead of you, even small monthly contributions have time to grow into something meaningful. An RA gives you a structured, disciplined way to build future freedom, no matter where you’re starting from.
🕒 Time in the market > timing the market.
- Start small
- Let compounding do the work
- Stay consistent
A Simple, Powerful Long-Term Wealth Builder
What is a Retirement Annuity?
A Retirement Annuity (RA) is a long-term investment product built to help you retire well — not just get by.
Here’s how it works:
- You invest monthly into a portfolio designed for growth
- Your money grows untouched until at least age 55. At 55, you can access it — but you don’t have to.
- At retirement, you get access to a taxable lump sum and a stable income stream
No matter how your career changes, your RA stays with you — flexible and portable
🔒 Your RA is protected from impulsive withdrawals — and from creditors too.
The Power of Starting Early
The Best Investment You Can Make in Your 20s and 30s
That 10-year head start makes all the difference.
Even if you start small, starting now gives you the one thing money can’t buy: time.
If you start at 25 and invest R2,000/month,
You could have R2.7 million by age 65.
(Assuming 10% annual return, compounded monthly. Retirement at age 65)Frequently asked questions
Want to find out more?
No — and that’s the point. But once you reach this milestone, you have the option to access your retirement savings — you are not forced to.
At that point, you may withdraw up to one-third of your RA value as a lump sum, which will be taxed as income.
The remaining two-thirds must be used to purchase an annuity that provides a retirement income.
You can also choose to delay access and keep contributing beyond 55 to allow your investments more time to grow.
No problem. Your RA stays with you — it’s not tied to an employer.
We can help you start with as little as R1,000/month.
No — your portfolio is managed by Anchor’s expert investment team, with communication and support throughout.
Contact Us
Speak to a wealth manager today
Speak to a wealth manager to discuss your retirement goals.
- 011 591 0677
- invest@anchorcapital.co.za
