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Tax Planning & Optimisation
Maximise Your Wealth Through Tax Planning & Optimisation

Reduce your tax burden and unlock the power of efficient investing strategies.

Why Smart Tax Planning Matters

The Importance of Tax Planning

Tax planning is not just about reducing your tax bill—it’s a strategic tool for building and preserving wealth. Whether you’re saving for retirement, growing your investment portfolio, or planning to pass wealth to the next generation, understanding and optimising your tax obligations can have a significant impact on your financial future.

By taking advantage of available tax breaks, structuring your investments efficiently, and carefully timing withdrawals or asset sales, you can minimise tax liabilities and keep more of your returns.

Maximise Investment Growth

Using vehicles like Tax-Free Savings Accounts (TFSAs) ensures your growth is untouched by capital gains or dividends tax.

Reduce Capital Gains Tax (CGT) Impact

Thoughtful planning of when and how you sell assets can help reduce your CGT liability, especially on long-term investments.

Optimise Retirement Savings

Contributions to retirement annuities and pension funds come with tax deductions, helping you reduce your taxable income while saving for the future.

Seamless Offshore Investment Strategies

Proper structuring can help avoid unnecessary taxation when investing internationally, ensuring you benefit from tax-efficient growth across borders.

Efficient Wealth Transfer

Estate planning and tax-efficient gifting strategies allow you to transfer wealth to heirs with minimal tax burden, preserving family wealth for generations.

Key Services & Strategies

Tax efficient structuring

At Anchor, we offer a range of expert-led tax planning services designed to optimise your wealth. Each strategy is tailored to ensure your investments grow efficiently, with minimal tax drag. Below are our core services and strategies, each with a focus on long-term financial success.

Tax-Efficient Investments​

Structuring portfolios to minimise tax liabilities
Our team strategically selects investments and asset allocations to reduce your tax burden. By focusing on tax-friendly products and carefully managing your portfolio, we ensure that more of your returns stay invested and working for you.

Retirement Planning

Using tax breaks on retirement savings
Save for your future while reducing your taxable income. We guide you through available retirement vehicles—such as Retirement Annuities (RAs) and Pension Funds—that offer significant tax benefits, helping you secure a comfortable retirement.

Capital Gains Tax (CGT) Planning

Strategies to reduce CGT impact
We help you manage the timing and structure of asset sales to reduce the impact of Capital Gains Tax. With our insights, you’ll have a strategy in place to optimise returns and avoid unnecessary CGT liabilities when rebalancing your portfolio.

TFSA Contributions

Tax-Free Savings Accounts for long-term growth
Enjoy the benefits of long-term, tax-free investment growth with a TFSA. We assist you in maximising your annual contributions, allowing you to build wealth free from capital gains and dividend taxes, with zero tax on withdrawals.

Foreign Tax Optimisation

Minimising double taxation on offshore investments
For clients with international portfolios, we structure investments to minimise exposure to double taxation and make the most of tax treaties. Our strategies ensure your offshore investments grow efficiently, without unnecessary tax erosion.

Discover the Power of Tax-Free Growth

Tailoring Your Tax Optimisation Strategy

There’s no one-size-fits-all approach to tax optimisation.

Each individual has unique goals, timelines, and risk tolerance. At Anchor, we help you customise your investment strategy to align with your financial objectives. Whether you’re seeking a conservative, moderate, or aggressive approach, we offer various portfolios to meet your specific needs.

Expert Guidance

Our team of experienced wealth managers will guide you through every step of your retirement planning journey.

Personalised Solutions

No two clients are the same. We tailor our solutions to meet your specific financial goals.

Comprehensive Planning

From TFSAs to RAs and estate planning, we cover all aspects of tax planning to secure your future.

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Frequently asked questions

Want to find out more about tax planning?

Below are some of the most common questions we hear from individuals preparing for their future.

Investments can be structured using tax-efficient vehicles such as retirement annuities, pension funds, and Tax-Free Savings Accounts (TFSAs). These tools allow for tax deductions, exemptions, or deferrals that lower your overall tax burden.

Capital Gains Tax (CGT) is levied on the profit made from selling an asset. You can reduce CGT through effective planning, such as timing the sale of assets over multiple tax years, using CGT exemptions, and rebalancing portfolios strategically.

A TFSA (Tax-Free Savings Account) allows you to invest up to a specified annual limit without paying tax on the returns, dividends, or withdrawals. It’s an ideal way to grow wealth over the long term without tax erosion.

Contributions to retirement vehicles like annuities and pension funds are tax-deductible, reducing your taxable income. Additionally, investment growth within these accounts is not taxed until retirement, and certain withdrawals are taxed at lower rates.

Double taxation occurs when both local and foreign authorities tax the same income or gains. Using tax treaties between countries, investing in tax-friendly jurisdictions, and working with tax professionals can help minimise or avoid double taxation.

Yes, tax planning can help reduce estate duties and inheritance taxes, ensuring more wealth is transferred to your beneficiaries. Effective strategies include gifting assets during your lifetime, using trusts, and planning for exemptions within estate laws.

Still have questions?

Speak to a wealth manager to discuss your tax planning & optimisation goals.

Contact Us

Speak to a wealth manager today

Speak to a wealth manager to discuss your tax planning & optimisation goals.

WEBINAR | The Navigator – Anchor’s Strategy and Asset Allocation, 2Q24

Anchor CEO and Co-CIO Peter Armitage will host the webinar, provide an introduction to current global and local market conditions and give his thoughts on offshore equities. Together with Head of Fixed Income and Co-CIO Nolan Wapenaar, Pete will also discuss Anchor’s strategy and asset allocation for 2Q24, focusing on global equities and bonds. In addition, Fund Manager Liam Hechter will provide insights into local equities, highlighting some investment ideas; Global Equities Analyst James Bennet will discuss Ferrari and give an update on Tesla, and finally, Analyst Thomas Hendricks will participate in a Q&A with Peter, explaining the 10-year US Treasury to attendees.