URGENT ALERT: Please beware of fraudulent WhatsApp groups and other groups across Social Media pretending to be affiliated with Anchor and Anchor staff members. Do not engage with these malicious and fraudulent groups in any way. Please direct all queries to invest@anchorcapital.co.za.
ESTATE PLANNING AND STRUCTURING
Preserve Your Legacy with Expert Estate Planning
Ensure your wealth is protected and transferred seamlessly to the next generation. Speak to an Estate Planning Specialist.
What is Estate Planning
Plan Today, Protect Tomorrow
Estate planning is about more than writing a will—it’s a comprehensive strategy to manage and protect your assets during life and after death. Through thoughtful estate structuring, you can minimise taxes, protect your beneficiaries, and ensure a smooth transfer of wealth according to your wishes. At Anchor, we help you safeguard your financial legacy with expert planning tailored to your needs.
Common challenges:
- Estate Duties and Taxes: Estate duty and capital gains taxes can reduce the value passed to your heirs.
- Family Disputes: Lack of clear estate planning can lead to family conflicts.
- Asset Liquidity Issues: Assets tied up in property or investments can complicate inheritance.
- Changing Laws: Estate laws change frequently, requiring ongoing adjustments.
Key Services & Strategies
Safeguard your wealth & ensure smooth transfer to future generations
At Anchor, we provide expert-led estate planning services designed to safeguard your wealth and ensure smooth transfer to future generations. Each strategy is tailored to minimise tax liabilities, protect assets, and avoid potential challenges, helping you preserve your financial legacy. Below are our core services and strategies, each focused on long-term financial security.
Wills and Trusts
Create legally sound wills and establish trusts to protect assets.
Tax-Efficient Transfers
Use estate duty exemptions and tax-efficient vehicles to minimise tax.
Asset Protection
Shield your assets from creditors and unforeseen events.
Power of Attorney
Ensure your financial affairs are handled in case of incapacitation.
Wealth Transfer Strategies
Plan for smooth distribution of wealth to your heirs.
Tailoring Your Tax Optimisation Strategy
There’s no one-size-fits-all approach to estate planning and structuring.
Each individual has unique goals, timelines, and risk tolerance. At Anchor, we help you customise your investment strategy to align with your financial objectives. Whether you’re seeking a conservative, moderate, or aggressive approach, we offer various portfolios to meet your specific needs.
Expert Guidance
Our team of experienced wealth managers will guide you through every step of your retirement planning journey.
Personalised Solutions
No two clients are the same. We tailor our solutions to meet your specific financial goals.
Comprehensive Planning
From TFSAs to RAs and estate planning, we cover all aspects of tax planning to secure your future.
Estate planning Insghts
Explore the latest insights...
The why and the how of offshore asset structuring
- Di Haiden, CEO: Robert Cowen Investments
In its first Financial Stability Review (FSR) of 2024, the SARB refers to ‘Domestic institutional investors’ total offshore asset allocations being almost the size of...
Understanding situs and situs tax
- Di Haiden, CEO: Robert Cowen Investments/Kate Trollip, Family Office Administrator, RCI
The word ‘situs’ is used in financial and legal jargon as if we all understand its meaning. But do we, and what are the implications...
The impact of SA’s greylisting on trusts
- Di Haiden, CEO: Robert Cowen Investments
SA’s greylisting and its consequences have impacted many aspects of our lives, and trusts are no exception. As many financial advisors and individuals are trustees...
Get more insights about your estate planning goals...
Subscribe for regular insights and market updates to help you with your estate planning goals.
Frequently asked questions
Want to find out more about estate planning?
Below are some of the most common questions we hear from individuals preparing for their future.
A will is a legal document that outlines how your assets will be distributed upon your death. A trust, on the other hand, is a legal arrangement where assets are managed by a trustee on behalf of beneficiaries, either during your lifetime or after death. Trusts can also help reduce estate taxes and protect assets from creditors.
You can reduce estate duties by taking advantage of tax exemptions, gifting assets while still alive, setting up trusts, and using life insurance policies to cover estate taxes. Proper structuring of your assets ensures a lower tax burden on your estate.
If you die without a valid will (intestate), your estate will be distributed according to South African intestate succession laws. This can result in unintended beneficiaries receiving part of your estate, and family disputes or delays in the distribution process.
It’s recommended to review and update your estate plan every 3-5 years or after significant life events, such as marriage, divorce, the birth of a child, or acquiring new assets. Regular updates ensure your plan reflects your current financial and personal circumstances.
A Power of Attorney allows someone you trust to manage your financial or legal affairs if you become incapacitated. It ensures that critical decisions regarding your estate, finances, and healthcare are made in your best interest, without the need for court intervention.
An estate plan provides clear instructions on how your assets should be distributed, reducing the chances of misunderstandings or disputes among beneficiaries. Creating a well-drafted will, appointing trustees, and communicating your intentions to family members can help avoid potential conflicts.
Still have questions?
Speak to a wealth manager to discuss your estate planning goals.
Contact Us
Speak to a wealth manager today
Speak to a wealth manager to discuss your estate planning goals.
- 011 591 0677
- invest@anchorcapital.co.za