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ESTATE PLANNING AND STRUCTURING
Preserve Your Legacy with Expert Estate Planning

Ensure your wealth is protected and transferred seamlessly to the next generation. Speak to an Estate Planning Specialist.

What is Estate Planning

Plan Today, Protect Tomorrow

Estate planning is about more than writing a will—it’s a comprehensive strategy to manage and protect your assets during life and after death. Through thoughtful estate structuring, you can minimise taxes, protect your beneficiaries, and ensure a smooth transfer of wealth according to your wishes. At Anchor, we help you safeguard your financial legacy with expert planning tailored to your needs.

Common challenges:

  • Estate Duties and Taxes: Estate duty and capital gains taxes can reduce the value passed to your heirs.
  • Family Disputes: Lack of clear estate planning can lead to family conflicts.
  • Asset Liquidity Issues: Assets tied up in property or investments can complicate inheritance.
  • Changing Laws: Estate laws change frequently, requiring ongoing adjustments.

Key Services & Strategies

Safeguard your wealth & ensure smooth transfer to future generations

At Anchor, we provide expert-led estate planning services designed to safeguard your wealth and ensure smooth transfer to future generations. Each strategy is tailored to minimise tax liabilities, protect assets, and avoid potential challenges, helping you preserve your financial legacy. Below are our core services and strategies, each focused on long-term financial security.

Wills and Trusts

Create legally sound wills and establish trusts to protect assets.

Tax-Efficient Transfers

Use estate duty exemptions and tax-efficient vehicles to minimise tax.

Asset Protection

Shield your assets from creditors and unforeseen events.

Power of Attorney

Ensure your financial affairs are handled in case of incapacitation.

Wealth Transfer Strategies

Plan for smooth distribution of wealth to your heirs.

Tailoring Your Tax Optimisation Strategy

There’s no one-size-fits-all approach to estate planning and structuring.

Each individual has unique goals, timelines, and risk tolerance. At Anchor, we help you customise your investment strategy to align with your financial objectives. Whether you’re seeking a conservative, moderate, or aggressive approach, we offer various portfolios to meet your specific needs.

Expert Guidance

Our team of experienced wealth managers will guide you through every step of your retirement planning journey.

Personalised Solutions

No two clients are the same. We tailor our solutions to meet your specific financial goals.

Comprehensive Planning

From TFSAs to RAs and estate planning, we cover all aspects of tax planning to secure your future.

Estate planning Insghts

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Frequently asked questions

Want to find out more about estate planning?

Below are some of the most common questions we hear from individuals preparing for their future.

A will is a legal document that outlines how your assets will be distributed upon your death. A trust, on the other hand, is a legal arrangement where assets are managed by a trustee on behalf of beneficiaries, either during your lifetime or after death. Trusts can also help reduce estate taxes and protect assets from creditors.

You can reduce estate duties by taking advantage of tax exemptions, gifting assets while still alive, setting up trusts, and using life insurance policies to cover estate taxes. Proper structuring of your assets ensures a lower tax burden on your estate.

If you die without a valid will (intestate), your estate will be distributed according to South African intestate succession laws. This can result in unintended beneficiaries receiving part of your estate, and family disputes or delays in the distribution process.

It’s recommended to review and update your estate plan every 3-5 years or after significant life events, such as marriage, divorce, the birth of a child, or acquiring new assets. Regular updates ensure your plan reflects your current financial and personal circumstances.

A Power of Attorney allows someone you trust to manage your financial or legal affairs if you become incapacitated. It ensures that critical decisions regarding your estate, finances, and healthcare are made in your best interest, without the need for court intervention.

An estate plan provides clear instructions on how your assets should be distributed, reducing the chances of misunderstandings or disputes among beneficiaries. Creating a well-drafted will, appointing trustees, and communicating your intentions to family members can help avoid potential conflicts.

Still have questions?

Speak to a wealth manager to discuss your estate planning goals.

Contact Us

Speak to a wealth manager today

Speak to a wealth manager to discuss your estate planning goals.

WEBINAR | The Navigator – Anchor’s Strategy and Asset Allocation, 2Q24

Anchor CEO and Co-CIO Peter Armitage will host the webinar, provide an introduction to current global and local market conditions and give his thoughts on offshore equities. Together with Head of Fixed Income and Co-CIO Nolan Wapenaar, Pete will also discuss Anchor’s strategy and asset allocation for 2Q24, focusing on global equities and bonds. In addition, Fund Manager Liam Hechter will provide insights into local equities, highlighting some investment ideas; Global Equities Analyst James Bennet will discuss Ferrari and give an update on Tesla, and finally, Analyst Thomas Hendricks will participate in a Q&A with Peter, explaining the 10-year US Treasury to attendees.